A Study of Mutual Fund as an Investment Option amongst the working Women in selected cities of Madhya Pradesh

Abstract

newline Savings play a pivotal role in the economic fabric of any nation, representing the portion of disposable income not utilized for final consumption of goods and services. It is essentially the difference between income and consumption. In the pre-independence era of India, a significant portion of income was directed towards consumption, with only a minor fraction allocated to savings. Women in India are now actively participating in various spheres, including education, politics, media, art and culture, service sectors, and science and technology. Increased investment has notably improved the lives of rural women, creating a quotvirtuous circlequot of enhanced education, improved health, and higher income. Empowering women with the right to control productive assets such as land, water, and credit is crucial for fostering their economic independence and overall development. The concept and structure of mutual funds stand out as a significant financial innovation that proves beneficial for small investors in wealth accumulation. Fund managers focus on the risk-return trade-off, aiming to minimize risk and maximize returns through portfolio diversification.. This study aimed to examine the participation of women investors in various investment avenues, with a specific focus on their contribution to mutual fund investments. Each parameter influencing the preference of investment options among women investors has been thoroughly investigated. Factors crucial to investment decision-making have been discussed, analyzed, and subjected to scientific testing. The study also delves into the perception of mutual fund investors regarding their investments in mutual funds. Mutual fund companies should actively support investors by providing comprehensive advisory services, involving investors in portfolio design, ensuring transparent disclosure of relevant information, and offering clear consultancy to help investors comprehend the terms and conditions of various mutual fund schemes. Promoting a type of fund design t