Role of Self Help Groups in Social Development of Rural Women with Reference to Chickballapur

Abstract

Self-help groups are a group of people with a specific entrepreneurial objective and function according the norms of microfinance. As India is the second largest country in population. Around 32% of people are living below poverty line and agriculture is one of the main sources of income for this people. Majority of people depend on agriculture for their livelihood. Hence they found Self-Help groups to solve their financial issues. Self-Help groups (SHGs) are non-government organizations (NGOs) which are started with anti-poverty agenda which played a vital role in poverty eradication in rural level through encouraging rural people, especially women to use their skills and involve in economic activities. It is a collective movement of a group of people who form a group with clear objectives supported by Non-Governmental organizations. NABARD (National Bank for Agricultural and Rural Development) help the Self Help Groups with Financial support as loans through Nationalised Banks and providing seed money. Conducting of regular group meetings, regular savings within the group, internal lending based on the demand of members, timely repayment of loan and maintenance of proper books of accounts. All this are a part of promoting microfinance which helps in improvement in living Standards, empowerment and managerial abilities of rural women. The role of NGOs is to increase financial inclusion and to develop linkage with banks. The proposed study will critically evaluate the role of self-help groups through highlighting the performance, constitution, origin, pattern of social attitudes, economic conditions, pre and post experience of joining SHGs and Impact of SHGs Characteristics like minimum skills require, the members life style, training Programmes undergone and team building elements on SHG fund management and Fund Utilization. In this research data is collected from Primary sources as well as from Secondary Sources, paired T Test and stratified random sampling technique is used and Data is collected from respond...