Determinants of Mobile Payment Adoption among Urban Users

Abstract

Mobile phones have affected existences of individuals in manners more than other technological advancement ever achieved. Recent development in mobile ecosystem is the applications that have been developed around smart phones. One of the recently evolved technologies is mobile payment applications. This technology has democratized payments. newlineThere are three revolutions that are taking place in the Indian market. First one is Aadhaar-based identity system, second one is digital payment system and the third one has aggregated-based identity system. The digital payment system is driven by strong government policies and is a key lever for empowerment of poor newline