A comparative study on financial performance of private and public sector banks with special reference to affecting factors and their impact on performance indicators

Abstract

Research work under this title is divided into two parts (1) Evaluation of financial performance of private and public sector banks and (2) Identifying the factors responsible for better/poor financial performance of private/public sector banks. newlineand#61623; Evaluation of financial performance of private and public sector banks: For analyzing financial performance of private and public sector banks all private sector banks (20) as well as all public sector banks (26) are taken into consideration. Private sector banks include old private sector banks (13) as well as new private sector banks (7). Public sector banks include SBI and its associates (6) as well as all nationalized banks (20). (As on date of 31/03/2012). To evaluate the financial performance of above banks 29 financial performance parameters are selected. Financial data of last 12 years, i.e. from year 2001 - 02 to 2012 13 are collected for calculating and analyzing financial performance of different parameters. newlineand#61623; Identifying the factors responsible for better/poor financial performance of private/public sector banks. : On the basis of result of financial performance analysis, second part of research is to carry forward for identifying the factors responsible for deviation in financial performance of private and public sector banks. For identifying the factors responsible for better/poor financial performance of private/public sector banks, parameters are decomposed by using their definitions. newlineSo at the end of these two stage research, I came to know about the factors responsible for better/poor financial performance of private/public sector banks in each financial indicators. newline