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Title: An empirical study of financial and tax literacy of salaried individuals
Researcher: Bhushan, Puneet
Guide(s): Medury, Yajulu
Keywords: Financial Literacy
Financial Products
Salaried Individuals
Tax Literacy
Upload Date: 3-Nov-2014
University: Jaypee University of Information Technology, Solan
Completed Date: 22/11/2013
Abstract: The Organization for Economic Co operation and Development OECD has defined financial literacy as a combination of awareness, knowledge, skill, attitude and behaviour necessary to make sound financial decisions and ultimately achieve individual financial well being Financial literacy helps individuals to improve their level of understanding of financial matters which enables them to process financial information and make informed decisions about personal finance Financially literate individuals are able to participate in financial markets, thus helping financial markets to expand and operate efficiently newline newlineThe broad results of previous studies have indicated that levels of financial literacy were unacceptably low across the world It was observed that people are not confident while making financial decisions due to lack of financial knowledge They did not carry positive attitude towards financial matters and did not exhibit financially responsible behaviour Few studies have also attempted to measure the level of financial literacy in India Most of them report that the level of financial literacy in India is low People in our country do not have proper awareness regarding different financial products available in the market They do not file their tax returns on time or do not file their tax returns at all due to lack of personal taxation knowledge Most of the people are unable to understand the basic terminology of income tax leave aside the computation of their tax liability, because of this revenue of the government suffers in terms of poor collection of taxes newline newline
Pagination: -
Appears in Departments:Department of Humanities and Social Sciences

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01_title.pdfAttached File110.01 kBAdobe PDFView/Open
02_declaration.pdf21.42 kBAdobe PDFView/Open
03_certificate.pdf61.39 kBAdobe PDFView/Open
04_acknowledgement.pdf191.16 kBAdobe PDFView/Open
05_contents.pdf723.19 kBAdobe PDFView/Open
06_list of figures,tables.pdf539.79 kBAdobe PDFView/Open
07_abbreviations.pdf20.24 kBAdobe PDFView/Open
08_chapter 1.pdf2.34 MBAdobe PDFView/Open
09_chapter 2.pdf3.19 MBAdobe PDFView/Open
10_chapter 3.pdf799.2 kBAdobe PDFView/Open
11_chapter 4.pdf6.19 MBAdobe PDFView/Open
12_chapter 5.pdf2.8 MBAdobe PDFView/Open
13_chapter 6.pdf3.43 MBAdobe PDFView/Open
14_chapter 7.pdf661.67 kBAdobe PDFView/Open
15_chapter 8.pdf192.48 kBAdobe PDFView/Open
16_references.pdf1.25 MBAdobe PDFView/Open
17_publications.pdf127.74 kBAdobe PDFView/Open

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