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Title: Problem of low C D ratio in Bihar and its impact on economic development with special reference to working of SBI (1991-2007)
Researcher: Kamlesh Kumar
Guide(s): Sinha, Kumudani
Keywords: Economics
Low C D Ratio
Rural economy
Bank credit
Upload Date: 5-Feb-2014
University: Patna University
Completed Date: 30/06/2012
Abstract: Alexander Gerschenkron has put forward a concept which justify that banks plays an important role in giving a pace to industrialization. But, banking system is not only the element of his explanation as he considers that it does play a key role at certain stage of industrialization; there are other factors also. He points out that more backward an economy is, greater is the part played by special institutional factors which are designed to increase the supply of capital. In this view, banking is catalytic intermediary that transfer saving into capital. In other words, transfer of monetized surplus net savers to deficit spenders, helps in utilization of real sector output by creating employment- out- income and finally resulting into economic growth. Historically, banking intermediation is unchallenged in the mobilization of financial resources. But, in bank dominated financial system as India is, unchallenged role of banks have attracted the attention of academics, development agencies, and policy makers to examine the role of commercial banks in resources mobilization, when it has failed to produce the desire and balanced effect for all. In a bank led financial system like India, commercial banks have to play vital role in managing regional balance and sectoral development by energizing the rate of credit deployment.
Pagination: vii, 255p.
Appears in Departments:Department of Economics

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02_certificates.pdf3.14 MBAdobe PDFView/Open
03_acknowledgement.pdf38.15 kBAdobe PDFView/Open
04_preface.pdf36.45 kBAdobe PDFView/Open
05_contents.pdf53.41 kBAdobe PDFView/Open
06_abstract.pdf76.52 kBAdobe PDFView/Open
07_chapter 1.pdf119.96 kBAdobe PDFView/Open
08_chapter 2.pdf132.27 kBAdobe PDFView/Open
09_chapter 3.pdf106.8 kBAdobe PDFView/Open
10_chapter 4.pdf402.05 kBAdobe PDFView/Open
11_chapter 5.pdf324.75 kBAdobe PDFView/Open
12_chapter 6.pdf260.95 kBAdobe PDFView/Open
13_chapter 7.pdf63.54 kBAdobe PDFView/Open
14_chapter 8.pdf117.8 kBAdobe PDFView/Open
15_biblography.pdf66.17 kBAdobe PDFView/Open
16_presentation1.pdf676.4 kBAdobe PDFView/Open
16_presentation2.pdf941.35 kBAdobe PDFView/Open
16_presentation3.pdf785.62 kBAdobe PDFView/Open

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