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Title: Indian banking: managing transformation through information technology problems and prospects
Researcher: Kaur, Rimpi
Guide(s): Bedi, M S
Uppal, R K
Keywords: Management, Business Studies, Bank Transformation, E-delivery Channels, Efficiency, Customers and Employee Perceptions
Upload Date: 19-Aug-2011
University: Punjabi University
Completed Date: March 2010
Abstract: Cross-border flows and entry of new products have significant impact on domestic banking sector, forcing banks to adjust the product mix and operations in order to compete in the global environment where the IT Act, 2000 have also gained a new dimension in banking industry and created a transformation in the mindset, business processes, capital structure and human resource development. The study empirically analyzes the role of IT in banks’ performance and clearly indicates that new private sector banks have leveraged information technology effectively in taking away the customers from public sector banks with significant improvement in revenue, potential customer base, efficiency. In fact, inherent rigidities in public sector banks pose serious challenges and widened the gap between partially and fully IT using banks’ overall efficiency. The study concludes that ebanking serves with better efficiency, reduced costs and have bright future with more satisfied customers and employees. Among e channels, mobile banking and internet banking are contributing significantly to enrich the efficiency while others have mixed effect. The findings and recommendations of the study will be helpful for the banking industry, more particularly for partially IT-oriented banks to transform a number of services, delivery channels as per the customer requirements. The technology holds the key to future success of Indian banks as India could leap-frog into internet banking quicker than the United States provided Indian banks grab the opportunity.
Pagination: xxi, 354p.
Appears in Departments:School of Management Studies

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01_title.pdfAttached File98.52 kBAdobe PDFView/Open
02_certificate.pdf83.46 kBAdobe PDFView/Open
03_declaration.pdf83.28 kBAdobe PDFView/Open
04_acknowledgements.pdf104.55 kBAdobe PDFView/Open
05_preface.pdf138.27 kBAdobe PDFView/Open
06_contents.pdf87.54 kBAdobe PDFView/Open
07_list of charts.pdf84.27 kBAdobe PDFView/Open
08_list of tables.pdf113.25 kBAdobe PDFView/Open
09_list of abbreviations.pdf83.3 kBAdobe PDFView/Open
10_chapter 1.pdf276.22 kBAdobe PDFView/Open
11_chapter 2.pdf265.43 kBAdobe PDFView/Open
12_chapter 3.pdf509.81 kBAdobe PDFView/Open
13_chapter 4.pdf489.57 kBAdobe PDFView/Open
14_chapter 5.pdf737.87 kBAdobe PDFView/Open
15_chapter 6.pdf855.35 kBAdobe PDFView/Open
16_chapter 7.pdf242.76 kBAdobe PDFView/Open
17_bibliography.pdf209.92 kBAdobe PDFView/Open
18_appendix.pdf178.36 kBAdobe PDFView/Open
19_abstarct.pdf64.51 kBAdobe PDFView/Open

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